OFFICIAL CONTEST RULES

The Kent Win Your Purchase Contest (the "𝗖𝗼𝗻𝘁𝗲𝘀𝘁") is sponsored by Fairstone Financial Inc. ("𝗙𝗮𝗶𝗿𝘀𝘁𝗼𝗻𝗲", or the "𝗦𝗽𝗼𝗻𝘀𝗼𝗿") and conducted in conjunction with Kent Building Supplies – a division of J.D. Irving, Limited (“Kent Building Supplies”). The Contest is open to all persons who meet the eligibility requirements set forth below (each an "𝗘𝗻𝘁𝗿𝗮𝗻𝘁").  The Contest runs from November 7, 2024 at 12:01:01 a.m. Eastern Time until December 31, 2024 at 11:59:59 p.m. Eastern Time (the "𝗖𝗼𝗻𝘁𝗲𝘀𝘁 𝗣𝗲𝗿𝗶𝗼𝗱") at participating Kent Building Supplies locations.

In order to participate in the Contest, an Entrant must satisfy the following eligibility requirements: be a legal resident of Canada; have reached the age of majority in the province or territory of entry into the Contest at the time of entry; have a Kent Financing Account that is in good standing at the time the prize is awarded; and be the primary account holder. The Contest is not open to employees of Kent Building Supplies or to employees or agents of the Sponsor, or their respective parents, affiliates, subsidiaries, agents, and any entity involved in the production, implementation, promotion, administration, or fulfillment of the Contest (collectively, the "𝗔𝗱𝗺𝗶𝗻𝗶𝘀𝘁𝗿𝗮𝘁𝗼𝗿𝘀") and individuals living in the same households of each of the above.

There is one (1) prize available to be won (the "𝗣𝗿𝗶𝘇𝗲"). The Prize consists of either of (A) a credit to the 𝘒𝘦𝘯𝘵 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨 𝘈𝘤𝘤𝘰𝘶𝘯𝘵 of the selected Entrant in an amount equal to the sum of all eligible purchases made by the selected Entrant at a Kent Building Supplies participating location during the Contest Period (less the amount of any items returned prior to the end of the Contest Period) with a minimum of $1000.00 and up to a maximum of $5,000.00 CDN, or (B) in the event that a selected Entrant entered the Contest via the "no purchase required" method, a credit to the account of the selected Entrant in an amount equal to $1000.00. The approximate maximum retail value of each Prize is $5,000.00 CDN, but can range from $1000.00 to $5,000.00 depending on the highest purchase amount and the Contest entry method. The Prize will be awarded to the selected Entrant identified on the entries that are drawn. The selected Entrant's Kent Financing Account must be in good standing in order for the Entrant to be declared the winner and to receive the Prize. 

Every time you make a purchase at any participating Kent Building Supplies location using your 𝘒𝘦𝘯𝘵 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨 𝘈𝘤𝘤𝘰𝘶𝘯𝘵 during the Contest Period, you will automatically receive one (1) entry into the Contest.  In the event of a full return (i.e. all of the items that were purchased are returned), the entry will be withdrawn from the Contest.  Purchases made on a supplementary card on a primary accountholder's account will count as an entry for the primary accountholder. There is no limit to the number of entries per account. 

Receive one Contest entry when you submit your name (as it appears on your 𝘒𝘦𝘯𝘵 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨 𝘈𝘤𝘤𝘰𝘶𝘯𝘵), complete mailing address, telephone number and age in an email to: Marketing@Fairstone.ca (subject line: Kent Win Your Purchase no purchase entry).  Enter as often as you wish by email, but each entry must be emailed no later than December 31, 2024. Incomplete entries are ineligible. Entries become the property of Fairstone and will not be acknowledged or returned.

There will be one (1) random draw from all the eligible entries submitted by the end of the Contest Period.  The draw will take place on January 10, 2025, on or about 2:00 PM (EDT) at 255 Queens Avenue, Suite 1000, London, Ontario N6A 5R8 and will be conducted by an independent judge whose decisions are final and binding in all matters relating to this Contest. The draw will be for the Prize as defined above.

The selected Entrant will be contacted by telephone and will be asked to provide his or her email, fax or mailing address to which a mathematical skill-testing question and a declaration and release form will be sent for completion by the selected Entrant.  In the event that the selected Entrant (i) cannot be contacted after three (3) attempts, (ii) fails to correctly answer the skill-testing question, or (iii) fails to sign and return the declaration and release in the time period provided, he or she will forfeit the Prize in question and a redraw from the remaining eligible entries will occur.  The declaration and release forms to be completed by the selected Entrant pursuant to these Contest Rules must be returned within five (5) business days of issuance of notification.  Non-compliance with any of the foregoing may result in disqualification and awarding of Prize to an alternate Entrant.

𝗔𝗟𝗟 𝗣𝗢𝗧𝗘𝗡𝗧𝗜𝗔𝗟 𝗪𝗜𝗡𝗡𝗘𝗥𝗦 𝗔𝗥𝗘 𝗦𝗨𝗕𝗝𝗘𝗖𝗧 𝗧𝗢 𝗩𝗘𝗥𝗜𝗙𝗜𝗖𝗔𝗧𝗜𝗢𝗡 𝗕𝗬 𝗦𝗣𝗢𝗡𝗦𝗢𝗥, 𝗪𝗛𝗢𝗦𝗘 𝗗𝗘𝗖𝗜𝗦𝗜𝗢𝗡𝗦 𝗔𝗥𝗘 𝗙𝗜𝗡𝗔𝗟.  𝗔𝗡 𝗘𝗡𝗧𝗥𝗔𝗡𝗧 𝗜𝗦 𝗡𝗢𝗧 𝗔 𝗪𝗜𝗡𝗡𝗘𝗥 𝗢𝗙 𝗔𝗡𝗬 𝗣𝗥𝗜𝗭𝗘, 𝗘𝗩𝗘𝗡 𝗜𝗙 𝗧𝗛𝗘 𝗖𝗢𝗡𝗧𝗘𝗦𝗧 𝗦𝗛𝗢𝗨𝗟𝗗 𝗦𝗢 𝗜𝗡𝗗𝗜𝗖𝗔𝗧𝗘, 𝗨𝗡𝗟𝗘𝗦𝗦 𝗔𝗡𝗗 𝗨𝗡𝗧𝗜𝗟 𝗧𝗛𝗘 𝗘𝗡𝗧𝗥𝗔𝗡𝗧'𝗦 𝗘𝗟𝗜𝗚𝗜𝗕𝗜𝗟𝗜𝗧𝗬 𝗔𝗡𝗗 𝗧𝗛𝗘 𝗣𝗢𝗧𝗘𝗡𝗧𝗜𝗔𝗟 𝗪𝗜𝗡𝗡𝗜𝗡𝗚 𝗘𝗡𝗧𝗥𝗬 𝗛𝗔𝗦 𝗕𝗘𝗘𝗡 𝗩𝗘𝗥𝗜𝗙𝗜𝗘𝗗 𝗔𝗡𝗗 𝗧𝗛𝗘 𝗘𝗡𝗧𝗥𝗔𝗡𝗧 𝗛𝗔𝗦 𝗕𝗘𝗘𝗡 𝗡𝗢𝗧𝗜𝗙𝗜𝗘𝗗 𝗧𝗛𝗔𝗧 𝗩𝗘𝗥𝗜𝗙𝗜𝗖𝗔𝗧𝗜𝗢𝗡 𝗜𝗦 𝗖𝗢𝗠𝗣𝗟𝗘𝗧𝗘.  𝗦𝗣𝗢𝗡𝗦𝗢𝗥 𝗪𝗜𝗟𝗟 𝗡𝗢𝗧 𝗔𝗖𝗖𝗘𝗣𝗧 𝗢𝗧𝗛𝗘𝗥 𝗘𝗩𝗜𝗗𝗘𝗡𝗖𝗘 𝗢𝗙 𝗪𝗜𝗡𝗡𝗜𝗡𝗚 𝗜𝗡 𝗟𝗜𝗘𝗨 𝗢𝗙 𝗜𝗧𝗦 𝗩𝗔𝗟𝗜𝗗𝗔𝗧𝗜𝗢𝗡 𝗣𝗥𝗢𝗖𝗘𝗦𝗦. 

The odds of winning this Contest depend upon the total number of eligible entries received.

If your name is drawn, and in order to be declared a winner, you must have complied with all Contest Rules. You must also correctly answer, unaided, a time-limited, mathematical skill-testing question, which will be administered by a Fairstone representative via email, fax, or mail. Then, after Fairstone verifies whether you have complied with these rules, you must sign Fairstone's standard release form before being entitled to receive the Prize. That form also contains your consent to the use of your name,  and/or photograph in advertising or other publicity by Fairstone and/or its agencies, without any payment or other compensation to you, including without limitation, publication on the Fairstone website(s), microsite(s) and e-newsletters, among other locations, of your name, the fact that you are a Fairstone customer, that you are a Prize winner, any other basic biographical details you provide to Fairstone representatives when claiming your Prize, and any statements you make to Fairstone representatives regarding the Prize, the Contest, or your thoughts/feelings about winning the Prize (which may be quoted in a complete or an abridged format).

You must complete, (electronically) sign and return the standard release form to Fairstone within five (5) business days of receiving it or you may be disqualified and Fairstone may select another Entrant for a chance to win if time permits.

The Prize must be accepted as awarded and cannot be transferred, exchanged, substituted, or redeemed for cash.  If for any reason the Prize is unavailable, the Sponsor reserves the right to substitute a prize or prize component for one of equal or greater value.  Sponsor will not be responsible, however, and cash or other substitutions will not be provided, if any factor beyond Sponsor's reasonable control prevents any part(s) of the Prize from being fulfilled.

By participating in this Contest, each Entrant agrees:

a. to be bound by these Contest Rules and the decisions of the Sponsor, which decisions shall be final and binding;

b. to the unrestricted use, by the Sponsor and Kent Building Supplies, in its discretion, or its agents, of his/her name and/or likeness, city/province or territory of residence, photograph, picture, portrait, voice, and ideas for advertising, promotional purposes, and/or trade and/or any other purpose in any media or format now or hereafter known without further compensation, permission, or notification, other than the value of the prize offered;

c. to sign a publicity release granting and acknowledging the rights of the Sponsor and Kent Building Supplies, in its discretion, or its agents, to publish or broadcast the selected Entrant's picture, portrait, likeness, name, voice and statements for publicity purposes, without any further compensation, other than the value of the prize offered;

d. that, by entering this Contest, the Entrant releases the Sponsor and Kent Building Supplies and their respective directors, officers, employees, parent companies, subsidiaries, affiliates, suppliers, sponsors and agents from any liability for loss, harm, damages, costs and/or expenses, arising out of or in any way connected with participation in this Contest, participation in any prize-related activity, the awarding of a Prize, the use of personal information as aforementioned, or the acceptance, use or misuse of a Prize, including, without limitation, loss, harm, damages, costs and/or expenses related to personal injuries, death, damage to, loss or destruction of property, rights of publicity or privacy, defamation, or portrayal in a false light, or from any and all claims of third parties arising therefrom;

e. the Entrant will sign declaration and release forms, or such other supporting documentation that the Sponsor may request, to give effect to such release upon request by Sponsor;

f. neither the Sponsor nor Kent Building Supplies are responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; interrupted or unavailable cable or satellite systems; errors in these rules, in any Contest-related advertisements or other materials; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Contest, human processing error, or otherwise.

g. Fairstone reserves the right to terminate or suspend the Contest in whole or in part, and at Fairstone's discretion, award none, some or all of the prize in a random draw from all entries received up until the date and/or time that the Contest terminated, for any reason, including, but not limited to, if events beyond its reasonable control make continuation not feasible, or if the integrity of the Contest is impaired for any reason including, but not limited to, the loss or destruction of ballots and/or ballot boxes, if a virus, bug, computer, electronic or system malfunction, or if human error or another cause beyond Fairstone's control should corrupt the administration, security or fair play of this Contest. Fairstone also reserves the right to amend these Contest rules at any time and without notice to entrants for any reason, including, but not limited to, correcting clerical errors in the Contest rules or advertising materials. All of Fairstone's decisions concerning the Contest are final.

h. That pursuant to Section 5(10) of the 𝘙𝘶𝘭𝘦𝘴 𝘙𝘦𝘴𝘱𝘦𝘤𝘵𝘪𝘯𝘨 𝘗𝘶𝘣𝘭𝘪𝘤𝘪𝘵𝘺 𝘊𝘰𝘯𝘵𝘦𝘴𝘵𝘴 (Quebec), any litigation respecting the conduct or organization of a publicity contest may be submitted to the 𝘙é𝘨𝘪𝘦 𝘥𝘦𝘴 𝘢𝘭𝘤𝘰𝘰𝘭𝘴, 𝘥𝘦𝘴 𝘤𝘰𝘶𝘳𝘴𝘦𝘴 𝘦𝘵 𝘥𝘦𝘴 𝘫𝘦𝘶𝘹 for a ruling. Any litigation respecting the awarding of a prize may be submitted to the board only for the purpose of helping the parties reach a settlement.

The Contest is subject to all applicable federal, provincial and municipal laws and regulations. All entries become the property of the Sponsor, and no correspondence will be entered into except with the selected Entrant.

These are the Contest Rules. These Contest Rules are subject to change without notice. The Sponsor reserves the right to amend, withdraw, or terminate all or any portion of this Contest at any time for any reason without prior notice. The Sponsor reserves the right to cancel or suspend this Contest in the event of any accident, printing, administrative, or other error of any kind without prior notice or obligation.  In the event of a conflict between these Contest Rules published in the English language and these Contest Rules published in the French language, the English language version shall prevail.

This Contest is not sponsored, endorsed or administered by, or associated with, Instagram or Facebook. Each entrant to the Contest releases Instagram and Facebook from any liability in respect of the Contest.

Any litigation with respect to the Contest must be commenced in the City of Toronto, Ontario.

By entering this Contest, you agree to provide such personal information to Fairstone that is necessary to administer the Contest. Your personal information will be used in accordance with Fairstone’s Privacy Policy found at Fairstone.ca/privacy