Online loan calculator and money management tools

Discover how Fairstone can help you meet your needs and goals.

GET A LOAN QUOTE

Tools designed to help you find the right solution

Our online loan calculators and money management tools can help you find the right loan solution for your budget. Calculate your potential loan payment, see what debt consolidation could do for you or find out how much you could borrow – the choice is yours.

Instant Loan Quote

Request a no-obligation loan quote. It’s quick,  secure, and won’t affect your credit score.

ONLINE QUOTE

Loan Payment Calculator

Calculate your personal loan payment based on loan amount, interest rate and payment term.

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Debt Consolidation Calculator

See how much you could save by consolidating multiple bills into one simple monthly payment.

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Personal Loan Calculator

Determine how much you can afford to borrow based on your needs and budget.

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Why Canadians choose Fairstone personal loans

  1. You can get a quick, no-obligation loan quote by answering a few simple questions.
  2. You’ll receive one-on-one service from a knowledgeable Lending Specialist either in person or over the phone.
  3. We’ll help you choose an affordable payment option and repayment term that’s right for you.
  4. Choose to complete the loan process in a way that’s convenient for you – at a branch or from the comfort of home

With Fairstone loans, you’ll get…

No-obligation quote

Getting a loan quote is quick, simple and secure — it only takes a few minutes and won’t affect your credit score.

Clarity

Our Lending Specialists will work with you one-on-one to find the loan that suits you. Together you’ll discuss your loan payments, term, rate and loan insurance options.

14-day guarantee

You can change your mind and cancel your unsecured personal loan within 14 days. No charges and no questions asked.

No hidden fees

You won’t pay a prepayment penalty or any administration fees on unsecured personal loans.

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What happens if I defer my payments?

As part of Canada’s economic response plan to COVID-19, the Federal Government has worked with major financial institutions to arrange mortgage deferral programs for affected Canadians. While payment deferrals can help you through a temporary financial challenge, it’s wise to understand how a deferral changes your loan now, and in the future.

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What borrowing options do I have other than a bank?

Financial situations can change, sometimes unpredictably. If you’re in a tough financial situation and are looking for a lender other than a bank, don’t panic – you do have options.