Online personal loans up to $20,000

Get a quick loan online from Canada’s leading non-bank lender, all from the comfort of home. Our Lending Specialists are available via live chat and over the phone to help you find the loan that suits your needs, budget and lifestyle. Start with a no-obligation loan quote, select the option to continue the application online and a Lending Specialist will be in touch online or by phone to help you finalize the details.

Get a loan all from the comfort of home

Consolidate debt, cover unexpected expenses and get the money you need with a quick online loan from Fairstone. Our loans come with fixed rates, fixed terms and affordable payments. You can apply securely from the comfort of home (or anywhere, on any device), and receive your money electronically in as little as 24 hours.

Why get your loan online?

  • Conveniently apply and get your money anywhere, on any device - even from the comfort of home
  • Our loan application is quick, simple and secure – you’ll have your money directly deposited into your account in as little as 24 hours
  • You’ll receive personalized, one-on-one service from our Lending Specialists – we’re available via live chat and over the phone to answer any questions you may have throughout the application process

How to get a loan online:

Complete the secure online loan application in three simple steps:

  1. Start with a quote: Enter a few simple details and we’ll tell you how much money you could qualify for, and what your payments might be, without affecting your credit score.
  2. Customize your loan: Happy with your quote? Select the option to proceed online. A Fairstone Lending Specialist will be in touch during business hours to help customize your loan details and find a payment option that fits your budget.
    Tip: Find out what documents you need ahead of time, for a seamless loan application.
  3. Receive your money quickly: Finalize the application and have your money directly deposited into your bank account in as little as 24 hours. The entire loan application is quick and can be completed from the comfort of your home.

Get a quick online loan

Apply now

Online emergency loan

Get a quick online loan to help you cover unexpected or emergency expenses such as a car repairs, home repairs, medical expenses, vet bills and more. Experience relief and have your money deposited directly into your bank account in as little as 24 hours.

Online debt consolidation loan

Consolidate debt and start rebuilding your credit with an online debt consolidation loan from Fairstone. You’ll receive an instant decision and can have your money in as little as 24 hours, so you can start tackling debt today.

You might also be interested in

/ Your loan

What is Collections?

You may have heard of a debt being “sent to collections”, but what does collections mean? And, if you have a debt that’s gone to collections, what does that mean for you?

/ Your loan

What happens if I defer my payments?

As part of Canada’s economic response plan to COVID-19, the Federal Government has worked with major financial institutions to arrange mortgage deferral programs for affected Canadians. While payment deferrals can help you through a temporary financial challenge, it’s wise to understand how a deferral changes your loan now, and in the future.