Instant online loan quote

Our instant quote is a no-obligation tool that will tell you how much money you qualify for, and what your loan payments could be. Using some personal details and a soft credit check, we make sure you get the best loan and the best rate possible for you. It’s also secure, hassle-free and won’t affect your credit score.

How does an online quote work?

Getting your online quote is quick, simple and secure. Just answer a few simple questions and we’ll suggest a solution that meets your borrowing needs. Don’t worry – requesting a quote won’t affect your credit score.

Step 1: Personalize your loan

Loans aren’t a one-size-fits-all solution, so we ask some personal information to determine the right loan product, rate and term for you. After you let us know how much you’re looking to borrow and what you’d like to use your loan for, we’ll ask some personal information like your name, address, and housing and employment details.

Step 2: Calculate your loan quote

We’ll do a soft credit pull to make sure you get the most accurate quote and the best rate possible. A soft credit check won’t cost you anything, and it won’t affect your credit score. Once we’re done calculating, you’ll be presented with your personalized loan offer.

Step 3: Choose a payment option that works for you

Personalize your loan further by choosing between our loan payment options, so you can make sure the loan suits your budget and aligns best with your pay schedule.

What do I do with my quote?

You’ll receive a follow-up email as proof of your quote, and a call from a Fairstone Lending Specialist to help answer any questions you may have. If you’re interested in taking out the loan, the Lending Specialist will send your information to your local branch, where you’ll finalize your application and receive your money.


Bi-weekly payments

Making payments every other week can help you reduce interest fees and pay your loan back faster by making 26 payments a year rather than 24. Set up your payments so they come directly from your bank account on a day that works for you.

Semi-monthly payments

Rather than paying every other week, choosing semi-monthly payments means you’ll pay twice a month (or 24 payments a year). Semi-monthly payments can help you reduce interest fees and pay your loan back faster.

Monthly payments

Pay your loan back on the same day every month. Making one simple monthly payment can help you stay on track and in control of your loan.

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