Home improvement loans from $500 - $35,000
Remodelling your kitchen? Repairing your roof or furnace? Fairstone offers flexible home improvement financing options that suit your needs, budget and project goals. Our unsecured personal loans go up to $20,000 and come with affordable payments, fixed terms and lower interest rates than other non-bank lenders.
Or, if you’re looking for more money to cover your home renovation costs, use your home equity to borrow up to $35,000 with a secured personal loan.
Financing your home renovations
- Renovate your kitchen
- Update your bathroom
- Refresh with paint
- Repair your roof or furnace
- Build a new garage
Finance your furniture purchases with a loan from Fairstone. We offer furniture loans with affordable payments, so you can fit home improvements into your budget. Use our loans to finance your bedroom, living room, kitchen and outdoor furniture purchases.
A loan can also be used to purchase new appliances and replace broken ones. We understand that broken appliances are inconvenient and you need a solution right away. At Fairstone, we’ll help you get approved for a loan quickly, so you don’t have to wait for a replacement. Whether you need to purchase kitchen appliances like your fridge, stove or dishwasher or household appliances like washing machines or dryers, Fairstone can help.
- Bedroom and living room furniture loans
- Patio furniture loans
- TV loans
- Fridge loans
- And more!
Apply today and furnish your home with some help from Fairstone.
What is the best type of home improvement loan?
If choosing an installment loan, homeowners can leverage the equity in their home to access a secured personal loan. The benefit? You can borrow more money, qualify for a lower interest rate and take advantage of lower payments compared to an unsecured loan. Another option is an unsecured loan. Because there’s less paperwork involved, an unsecured loan is a good home improvement loan option for emergency home repairs like a roof repair, flooded basement and more.
Andrew’s Story – Home improvement loan
Andrew’s fridge broke down and he needed to find a solution to replace it quickly. Andrew learned that Fairstone’s home improvement loans could help him get the money he needed to replace his fridge. When he applied for a loan, Andrew qualified for more money than the cost of a fridge, so he used this opportunity to replace his stove as well. Andrew is relieved that he was able to replace his old appliances, and can now manage the cost through payments that fit his budget.
This story is based on a typical customer situation.
*Coverage varies and is subject to the terms and conditions of the insurance policy and applicable law.
Insurance solutions provided by American Health and Life Insurance Company or Triton Insurance Company. Home & Auto Security plans are administered by Home and Auto Security Plan, Inc.