Quick personal loans from $500 - $35,000

  • Customized online loan solutions and 240+ branches across Canada
  • Fast online loan application
  • Free online loan quote won’t affect your credit score

Fairstone loans: Quick, simple and secure

Image of Fairstone online quote mobile application
Image of Fairstone online quote mobile application when approved
Get a free loan quote
in just a few minutes
without affecting
your credit score
...and you could
have your money
as soon as today!

Fairstone loans: Quick, simple and secure

Get a free loan quote in just a few minutes without affecting your credit score

...and you could have your money as soon as today!

Apply for a loan in three simple steps

Start with an instant quote

Find out how much money you could qualify for, without affecting your credit score.

Select loan payments that suit your budget

A Lending Specialist will work with you to complete the loan process online or by phone.

Get your money quickly

We’ll deposit money directly into your bank account in as little as 24 hours.

Start with an instant quote

Find out how much money you could qualify for, without affecting your credit score.

Select loan payments that suit your budget

A Lending Specialist will work with you to complete the loan process online or by phone.

Get your money quickly

We’ll deposit money directly into your bank account in as little as 24 hours.

 

Fairstone: Loans that suit you®

Hey Canada! We know that borrowing money is a part of life. Many Canadians need quick and reliable access to loans when the banks aren’t an option. That’s where Fairstone comes in – we’ve been lending to Canadians for almost 100 years. As Canada’s leading non-bank lender, people turn to us for affordable loans that meet their needs, budget and lifestyle.

How is Fairstone different? We qualify more people with fair to good credit scores than banks, offer lower interest rates than other non-bank lenders, and understand our customers’ financial situations. For loans in Canada, we’re here to help, with over 240 branches across the country.

Hey Canada! We know that borrowing money is a part of life. Many Canadians need quick and reliable access to loans when the banks aren’t an option. That’s where Fairstone comes in – we’ve been lending to Canadians for almost 100 years. As Canada’s leading non-bank lender, people turn to us for affordable loans that meet their needs, budget and lifestyle.

How is Fairstone different? We qualify more people with fair to good credit scores than banks, offer lower interest rates than other non-bank lenders, and understand our customers’ financial situations. For loans in Canada, we’re here to help, with over 240 branches across the country.

Find a Branch

Fairstone loans: See how much money you qualify for

Apply now to find out how much money you could borrow, and calculate your loan payments

Photo of a Fairstone customer

Personal loans: Sue's story

Photo of a Fairstone customer

Personal loans: Sue's story

Sue was in a pinch and needed money fast. Sue had a good credit score, but as she began applying for loans, she realized the bank wasn’t an option. Sue was worried that she wouldn’t be able to get a loan to replace her refrigerator, which had suddenly quit working. When Sue learned that Fairstone offered quick loans, she felt relieved to have found a solution. Sue went online to get a loan estimate and learned her loan payments could easily fit in her budget. Sue visited her local Fairstone branch to complete her loan application, and had her money in her bank account within a few hours.

This story is based on a typical customer situation.

Loan Amount
$5,000
Term
60 months
Bi-weekly payment
$117
Loan Amount
$5,000
Term
60 months
Bi-weekly payment
$117

Interested in learning more about installment loans and personal loans?

  • Click here to check out our video gallery .
  • View answers to the top questions we receive about loans on our FAQ page .

 
98%
customer satisfaction*
3.3
million loans approved**
Serving Canadians for almost
100 years