Borrow money: Loans that suit you

Find your loan solution

Our loan solutions offer affordable payments, fixed terms and lower interest rates compared to other non-bank lenders. We offer both secured and unsecured personal loans to help cover the cost of unexpected expenses, repairs, home improvements and emergencies.

Personal loans up to $35,000

Manage unexpected expenses with a small, medium or secured personal loan from $500-$35,000. Fairstone can help you with:

Learn more about your borrowing options with our instant loan quote. We’ll give you a free online loan quote in just a few minutes, with no obligation and no impact to your credit score.

Get a loan quote

Questions to ask before you borrow money

What is a personal loan? Can I pay off my loan early? We’ve answered the most frequently-asked questions about borrowing money, and about our products and services, on our FAQ page.

Want more? Check out our blog for more answers to your questions about borrowing money:

Visit our blog for a full list of articles about loans, borrowing tips and lifestyle articles.

Find the right loan solution with our online tools

If you’re looking for more information about how to borrow money from Fairstone, our tools can help you find the loan solution that’s right for you.

Too much credit card debt? Fairstone has loans for bill consolidation.

Tackle your bills and debt head-on with a Fairstone debt consolidation loan. Our knowledgeable Lending Specialists will work with you on a personalized debt relief plan to help simplify your finances and make borrowing money a positive experience.


Retail financing you can count on

Purchase what you need when you need it with convenient financing options. Fairstone partners with leading retailers across Canada to offer credit card and financing programs on retail purchases.


Borrowing money is a part of life

For many Canadians who borrow money, the experience isn’t always positive. At Fairstone, we believe it should be, and are here to offer a different option: a customer-centric borrowing experience.

We found that lots of people have financial needs that the big banks aren’t willing to meet. But if they don’t go to the bank, does that mean Canadians should expect a borrowing experience that’s anything less than exceptional? We don’t think so.

That’s why we set out to build a company that offers loans suited to today’s borrowing needs. Loans that adapt and evolve as needs change. 

Fairstone is the lender for hard-working Canadians who want flexible and transparent loan options. People who want affordable payments, clear terms and a great service experience. With almost a century of Canadian lending experience, Fairstone understands what’s important to Canadians: borrow money on their own terms.

You do have options, you do have a choice. And you can get a loan that suits you. Welcome to Fairstone.

In Ontario, Fairstone Financial Inc. is licenced as mortgage brokerage 10821.