Estimate your payments with Fairstone’s loan payment calculator

Try our personal loan calculator

Are you curious about applying for a loan? Use our personal loan calculator to see how loan amount, payment frequency and term affect your loan payment.

Here's how our loan calculator works:

  1. Enter loan details like how much you want to borrow, payment frequency and loan payment term.
  2. Hit “calculate” and our loan calculator will give you a payment estimate based on your preferred details.
  3. Toggle loan amount, payment frequency and term options to see how they affect your payments. 

Take me to the payment calculator

Satisfied with your payment estimate? Apply for a loan online.

Instant quote allows you to find out how much money you could borrow and calculate your loan payments, without impacting your credit score. After you receive your personalized loan quote, a Lending Specialist will be in touch to finalize your loan application.

Instant quote is free, secure and only takes a few minutes.


Do you want to use collateral to secure your loan?
Based on the information provided your monthly payment would be $000*
*Estimation only. Payment does not include optional insurance. Submit a loan application online, by phone or in-branch for the most accurate results.

Payment options that work for you

We offer a variety of payment options, so you can choose the one that fits your budget and aligns best with your pay schedule.

Bi-weekly payments

Making payments every other week can help reduce interest fees and pay your loan back faster, since you’ll be making 26 payments a year rather than 24. Set your payments up so they come directly from your bank account on a day that works for you.

Semi-monthly payments

Rather than paying every other week, choosing semi-monthly payments means you’ll pay twice a month (or 24 payments a year). Semi-monthly payments can help you reduce interest fees and pay your loan back faster.

Monthly payments

Pay your loan back on the same day every month. Making one simple monthly payment can help you stay on track and in control of your loan.

Did you find our loan payment calculator useful? Check out our other resources.

Our loan calculator is one of several tools and resources that Fairstone offers to help you learn about your loan options.

Take advantage of our other tools:

  • See how a loan could fit in your budget with our “how much can I borrow” calculator here
  • Debt calculator: Use our online debt consolidation calculator to find out how much you could save with a debt consolidation loan
  • If you're a current borrower, stay in control of your loan account with Fairstone's online account management

Visit our blog for more information about loans:

Hear from others just like you

From an unexpected home or auto repair to repairing bad credit and everything in between, we’ve helped millions of Canadians take control of their finances with a Fairstone loan solution.