Watch our videos to learn more about Fairstone

Videos about loans, FAQs, promotions and more

How are we helping Canadians? What makes us Canada’s leading non-bank lender? What’s the difference between Fairstone and a bank? Watch our videos to get to know us better, find answers to your top questions and to learn more about our promotions.


Fairstone, banks and payday lenders. What’s the difference? 

The lending industry is a spectrum, rather than one size fits all. Fairstone offers lower interest rates than other non-bank lenders for individuals with fair to good credit scores.

What is a personal loan?

Fairstone offers small, medium and secured personal loans up to $35,000. Watch the video to learn what a personal loan is and what you can use a personal loan for. 

What can I do to get the best interest rate?

Here are 4 quick tips to help you access a lower interest rate: Use less than 25% of your credit card limit, limit credit inquiries, pay more than your minimum payment, and consolidate your debt. 

How are Fairstone’s interest rates calculated?

Interest rates are based on both individual factors you can control, and economic factors you can’t control. Watch our video to understand how these factors affect your interest rate on a loan.

What is the interest rate on a loan from Fairstone?

Fairstone’s interest rates vary from 19.99% to 39.99%. 

How can I pay off my loan faster?

Learn top tips from our Lending Specialists for paying your loan balance off faster (P.S. paying off your loan faster helps save you money on interest charges). 

How can I establish my credit?

Whether you’re young and just starting to build your credit, or you’re looking to improve your credit, we’ve got you covered with credit-building tips. 

About Fairstone

Here for you when you need us

With over 240 branches across Canada, we’re here to help Canadians. Whether that’s through our Lending Specialists or the resources and tools on our website, our goal is to help customers stay in control of their loan.

Fairstone across Canada

Meet four Fairstone Lending Specialists: Jorge, Krystal, Sylvie and Cheryl. Listen to their stories and learn how they’ve helped customers throughout the years.

Welcome to Fairstone

Welcome to Fairstone. With nearly 100 years of lending experience, we are Canada’s leading non-bank lender.

When life isn’t fair, Fairstone is there

Here’s a 30 second overview of why we’re Canada’s leading non-bank lender.                                                                         

Meet our Lending Specialists: Joe

Meet our Lending Specialist Joe. His loan tip for customers? Set up automated payments and align them with your pay period. 

Meet our Lending Specialists: Catherine 

Meet our Lending Specialist Catherine. Her loan tip for customers? Find out how much money you could save with our debt consolidation calculator. 

Try our online debt consolidation calculator, or visit a branch and a Lending Specialist can help calculate your savings for you.

Fairstone’s instant quote tool: quicker than making 4 paper airplanes 

How fast is our online loan quote? In the time it takes Jim to make 4 paper airplanes, you can find out how much money you could qualify for and what your payments might be. 

Secured personal loans 

Homeowners can access more money and lower interest rates with a secured personal loan. Watch our video to learn more.                                                                                                    

Retail financing 

Are you looking for a way to grow your business? Our retail financing solution can help you increase sales and retain customers. Watch the video the learn more. 

Auto financing 

Fairstone offers auto financing to near- and non-prime customers through a wide network of Canadian dealerships. Watch the video to learn more.