Emergency personal loans when you need money now
We know it can be difficult to prepare for emergencies and unexpected situations, but we’re here to help Canadians get through them. Fairstone offers emergency loans that can help you better manage unexpected expenses. When you have an emergency, you don’t have time to wait for a loan. That’s why we’ve kept our application process quick and simple, so you can qualify for a loan in less than a day. Cover the cost of auto repairs, home repairs, medical expenses, dental bills and other unexpected expenses with an emergency loan from Fairstone.
Get an emergency loan when the unexpected happens
There are some expenses you can plan for, and others you can’t. If you have an emergency, a quick personal loan may be the answer.
Our emergency loans can help with things like:
- Home repairs
- Appliance repairs or replacement
- Car repairs and maintenance
- Dental and medical expenses
- Vet bills
Fairstone is here for you when you’re faced with unexpected expenses and need money fast. Apply online now for an emergency personal loan and you could have your money today.
What are my borrowing options if I need money now?
A quick way to borrow money for an urgent expense is to use a credit card, or to take out a personal loan. Many people choose a credit card because it’s the most convenient option. But, there’s a downside – you’ll be faced with compounding interest charges if you don’t pay your balance by the due date. Another option is an installment loan that’s repaid through a set number of affordable payments. And, most installment loans allow you to get your money the same day you apply, making it a good option for people who need money now.
How to get an emergency loan in Canada
If you’re applying for an emergency loan in Canada you’ll want to shop around for the best rate, gather all the documents you need to apply for the loan, then visit your lender to finalize the application:
- Shop around for the best rate: At Fairstone, you can request an online loan quote without impacting your credit score
- Gather your documents: Check out this guide that outlines all the documents you need to apply for a loan
- Finalize the application: Fairstone has 235+ branches you can visit to finalize your application
Sue was in a pinch and needed money fast. She had a good credit score, but had been turned down by the bank. Sue was worried that she wouldn’t be able to get a loan to replace her refrigerator, which had suddenly quit working. When Sue learned she could get a quick personal loan from Fairstone, she felt relieved to have found a solution. Sue went online to get a loan estimate, learned her loan payments could easily fit in her budget, visited her Fairstone local branch to complete her loan application that afternoon and had her money in her bank account within a few hours.
This story is based on a typical customer situation.
- Loan Amount
- 60 months
- Bi-weekly payment
*Coverage varies and is subject to the terms and conditions of the insurance policy and applicable law.
Insurance solutions provided by American Health and Life Insurance Company or Triton Insurance Company. Home & Auto Security plans are administered by Home and Auto Security Plan, Inc.