Emergency personal loans when you need money now

We know it can be difficult to prepare for emergencies and unexpected situations, but we’re here to help Canadians get through them. Fairstone offers emergency loans that can help you better manage unexpected expenses. When you have an emergency, you don’t have time to wait for a loan. That’s why we’ve kept our application process quick and simple, so you can qualify for a loan in less than a day, and you can get your money all from the comfort of home. . Cover the cost of auto repairs, home repairs, medical expenses, dental bills and other unexpected expenses with an emergency loan from Fairstone.

Have you been financially impacted by COVID-19? Learn more about Fairstone’s financial relief options.

Get an emergency loan when the unexpected happens

There are some expenses you can plan for, and others you can’t. If you have an emergency, a quick personal loan may be the answer.

Our emergency loans can help with things like:

  • Home repairs
  • Appliance repairs or replacement
  • Car repairs and maintenance
  • Dental and medical expenses
  • Vet bills

Fairstone is here for you when you’re faced with unexpected expenses and need money fast. Apply online now for an emergency personal loan and you could have your money today.

What are my borrowing options if I need money now?

A quick way to borrow money for an urgent expense is to use a credit card, or to take out a personal loan. Many people choose a credit card because it’s the most convenient option. But, there’s a downside – you’ll be faced with compounding interest charges if you don’t pay your balance by the due date. Another option is an installment loan that’s repaid through a set number of affordable payments. And, most installment loans allow you to get your money the same day you apply, making it a good option for people who need money now.

How to get an emergency loan in Canada

If you’re applying for an emergency loan in Canada you’ll want to shop around for the best rate, gather all the documents you need to apply for the loan, then visit your lender to finalize the application:

  1. Shop around for the best rate: At Fairstone, you can request an online loan quote without impacting your credit score
  2. Gather your documents: Check out this guide that outlines all the documents you need to apply for a loan
  3. Finalize the application: Complete the loan process online or at one of our 240+ branch locations

Get an emergency loan as soon as todayGET A LOAN QUOTE

Name Here

Sue's story

Sue was in a pinch and needed money fast. She had a good credit score, but had been turned down by the bank. Sue was worried that she wouldn’t be able to get a loan to replace her refrigerator, which had suddenly quit working. When Sue learned she could get a quick personal loan from Fairstone, she felt relieved to have found a solution. Sue went online to get a loan estimate, learned her loan payments could easily fit in her budget, visited her Fairstone local branch to complete her loan application that afternoon and had her money in her bank account within a few hours.

This story is based on a typical customer situation. 

Loan Amount
60 months
Bi-weekly payment

Why Canadians choose Fairstone personal loans

  1. You can get a quick, no-obligation loan quote by answering a few simple questions.
  2. You’ll receive one-on-one service from a knowledgeable Lending Specialist either in person or over the phone.
  3. We’ll help you choose an affordable payment option and repayment term that’s right for you.
  4. Choose to complete the loan process in a way that’s convenient for you – at a branch or from the comfort of home

Protect yourself from the unexpected

These valuable benefits can give you peace of mind should the unforeseen occur. Visit our insurance page to get an in-depth explanation about the different creditor insurance products we offer.

Job Loss Insurance 

Have your loan payments covered if you're involuntarily unemployed.

Disability Insurance

If you experience disability and can't work, your loan payments could be taken care of.*

Life Insurance

Protect your family or estate in the future and have your loan paid off in the event of your death.*

Home and Auto Security Plan

Offering home and family benefits, roadside assistance, legal services and more. LEARN MORE

*Coverage varies and is subject to the terms and conditions of the insurance policy and applicable law.

Insurance solutions provided by American Health and Life Insurance Company or Triton Insurance Company. Home & Auto Security plans are administered by Home and Auto Security Plan, Inc.