Leading alternative Canadian lender of personal loans

How is Fairstone different from other lenders?

The lending industry is a spectrum. If banks are on one end, and payday lenders are on the other, what’s in the middle? Fairstone.

We offer responsible borrowing solutions for Canadians with fair to good credit scores, who are looking for an option other than a payday lender. Watch our video or read this article to learn more about the difference between Fairstone, banks and payday lenders.

Our long history in Canada helps us understand the unique borrowing needs of Canadians. Learn more about our company’s history and how we’ve been helping Canadians since 1923.


Simplify your life with a debt consolidation loan from Fairstone

Overwhelmed by bills? Fairstone can help:

  • Consolidate multiple bills into one simple monthly payment
  • Stay on track with payments that fit your needs, budget and lifestyle
  • Save you money on interest charges and as a result, pay off your debt faster

Try our debt consolidation calculator to find out how much money a consolidation loan will save you. 

Or, get an online loan quote in minutes to find out how much money you could qualify for and what your payments might be.


Unexpected expenses? Luckily, we’re here to help, with emergency loans up to $35,000.

Get the money you need when you need it. Fairstone has a loan for any of life’s emergencies:

  • Tackle home repairs like a leaky roof or broken appliances
  • Use a loan to pay for car repairs – get back on the road in no time
  • Cover vet bills and other pet-related expenses
  • And more!

Plus: Homeowners can access our lowest interest rates by choosing a secured loan.


Committed to financial health

Improving the financial health of Canadians is important to us. Through transparent processes and open, honest communications, we do more than disclose – we help you understand.

Learn more

Community support

Fairstone is proud to support the communities where we live and work. We’re leaders in our neighbourhoods, sharing our time, talents and expertise in order to make a difference.


Up next: How much do you qualify for?

Find out how much money you could qualify for and what your payments could be. Get an online loan quote in minutes. No sign-up required, no obligation and no impact to your credit score.
Get a loan quote