Automobile Financing in Canada

Automobile financing program for Canadian dealerships

Find out why Fairstone is quickly becoming Canadian dealerships’ first choice for automobile financing. If you’re looking to exceed sales targets, satisfy customers and grow your dealership’s business, choose Fairstone for automobile financing.

Why choose Fairstone for your automobile financing?

We have the experience and infrastructure to support dealerships and their customers. Fairstone’s automobile financing is designed to help dealers earn more money, ultimately contributing to the success of your dealership.

High dealer reserves

We’re only as successful as the dealerships we partner with. That’s why we offer high dealer reserves, to help you reach and exceed your sales targets.


Credibility, expertise and service

Benefit from our long history, commitment to customer service and deep financial resources. We’ve been lending to Canadians for nearly 100 years and look forward to showing off our service-focused model.

Competitive approval rates

We approve customers with a wide range of credit scores. With our tiered rate program, you’ll be sure your customers are satisfied with their auto financing decision.


How we work

We’ve been helping Canadians get the money they need for everyday purchases since 1923. We’re eager to become your first choice in auto financing, and are committed to delivering responsible, affordable lending solutions to Canadians, whether that’s through our 240 branches coast to coast, retail financing programs at a wide network of businesses, or through your dealership via the Dealertrack network.

Our auto financing solutions were developed with your customers in mind. Experience tells us that keeping your customers satisfied is important for the success of your dealership. That’s why we offer tiered rate programs and manageable repayment terms, supporting customer satisfaction and retention.

When you choose Fairstone, you’re choosing an auto financing company that wants the best for your dealership. The more you sell, the more you earn – we’re here to work alongside you to offer any program support your dealership may need. On that note, why not take advantage of our other financing programs? Increase revenue and enhance your customer service offering by adding services and accessories financing to your business model.

Ready to join Fairstone’s dealer network?

Get started

Offer your customers flexible automobile financing with Fairstone. Here’s how to get started:

  1. Contact us at, or give us a call at 855-348-4060 and tell us about your dealership.
  2. We’ll reach out shortly to begin the onboarding process.
  3. Already an approved Fairstone dealer? Look for us on Dealertrack in the dropdown menu to submit a customer’s application.

Questions? Here’s how to reach us.

Dealerships interested in partnering with Fairstone

Call us: 1-855-348-4060 or email

Hours of operation: Monday to Friday 9:00 a.m. – 6:00 p.m. EST

Fairstone automobile financing customer account inquiries

Call us: 1-855-348-4060 Select option 4 (Customer accounts)

Hours of operation: Monday to Thursday 8:00 a.m. - 9:00 p.m. EST
Friday 8:00 a.m. – 5.00 p.m. EST

Looking for more information about Fairstone’s automobile financing program? Visit our FAQ page for answers to your top questions.